Why the best financial plans look further than you think A long time ago, when I was living in London, a friend introduced me to an idea that has never left me. It comes from Japanese warfare — from the swordsman and philosopher Miyamoto Musashi, whose legendary prowess allowed him to come through countless duels unscathed. His secret wasn't strength or speed. It was what he called Enzan no Metsuke — the gazing at the distant mountain. The principle is this: in close-quarters

Why we don't take the fund manager's stellar performance at face value? Every few months, someone shows us a fund that has been beating the market by 10 percentage points a year. The question is always the same: why are we not with them? It is a fair question. But if we were just chasing the biggest number on a league table, we would be doing you a disservice. We are trying to build something that lasts. And that changes everything about how you read a performance record. A g

Should you move your money when markets get scary? Most people confuse temporary volatility with permanent loss. They are not the same thing. Volatility is the price of admission for long term returns. Permanent loss of capital is the real risk. Warren Buffett has never met anyone who consistently times the market. Missing just the ten best trading days halves your portfolio. Stay invested. Read the market temperature. Adjust your formation without leaving the field.

Everyone asks this question. Almost everyone gets the same answer. The problem is that the same answer, given to the wrong person, can quietly cost them years. Super or mortgage? The formula people reach for is not wrong. It is just incomplete. Your age, tax rate, job security and offset account can each flip the answer entirely. Find out which game you are actually in.

Effective estate planning is key to intergenerational wealth transfer, ensuring your assets and your legacy is preserved.

As we edge closer to the End of the Financial Year, the window is closing for making tax deductible superannuation contributions. The...

Risk is at the center of all investment returns. Do you understand it well enough to harness its power?