Everyone asks this question. Almost everyone gets the same answer. The problem is that the same answer, given to the wrong person, can quietly cost them years. Super or mortgage? The formula people reach for is not wrong. It is just incomplete. Your age, tax rate, job security and offset account can each flip the answer entirely. Find out which game you are actually in.

Effective estate planning is key to intergenerational wealth transfer, ensuring your assets and your legacy is preserved.

As we edge closer to the End of the Financial Year, the window is closing for making tax deductible superannuation contributions. The...